Skip to main content

7 Things You Can Get for Free and Save Money


The economy has shown signs of recovery recently, and the unemployment rate has started to taper off - but, honestly, statistics don't much matter if you're still struggling with your personal finances. Throughout this rough patch you've probably managed to uncover some decent consumer discounts to take advantage of, but even better than discounts is finding ways to get your products and services for free. Yes, it turns out there is such thing as a free lunch - you just have to know where to find it. Here are seven things you can get without spending a dime.
1. Household Energy Audits
Do heating or cooling bills get you down? Dial up your energy provider. Many of them offer free in-home audit programs where a rep inspects your residence inside and out and provides you with a complete list of ways you can save. Many of these improvements require little upfront expense - upgrading weather-stripping, caulking, and light bulbs are all cheap - and you can reduce your home energy bills significantly as a result.
2. Batteries
If you're a parent, you know that children's toys require a whole lot of batteries, and those don't come cheap. Sign up for the rewards program at your preferred office supply retailer, and several times per year you can be notified when batteries are available for free. Simply pay the full purchase price up front (you're usually limited to two packs of either AA or AAA batteries), and the next quarter you receive that amount back, less sales tax, in the form of a rewards certificate. The program also features general office supplies, as well.
3. Your Personal Credit Report
It's a good idea to review your personal credit report several times per year for errors, but you should never pay for it. Go to the website AnnualCreditReport and you can get one free copy per year from each of the three main reporting agencies - Experian, TransUnion, and Equifax. Watch out for imitation sites though, there are plenty of pretenders out there.
4. Computer Software
Companies like Avast and AVG offer solid antivirus software free of charge. Concerned it's not safe enough? I've used both in the past, I'm on the Internet a lot, and I've never had a problem. Just be sure to choose the free version - these websites do have paid offerings, but they're generally not necessary.
5. Cleaning Supplies
Instead of restocking your cabinet every few months with household cleaners for your toilet, glassware, wood floors, and so on, start making them from home with products you already have. This may not be 100% free, but it can save you a bundle. Plenty of recipes are available on the Internet (generally containing white vinegar, baking soda, and other household staples) that result in effective cleaning products for pennies on the dollar.
6. Large Furniture and Appliances
Need a new couch? How about a fridge? Instead of shelling out cash for your new appliances, check the "free" tab on Craigslist or join the website Freecycle. You can find just about anything under the sun, and as long as you're able to drive to pick it up you can get it without spending a dime.
7. Food on Your Birthday
Check the websites of your preferred restaurants and look for any that offer a birthday club. Sign up and receive coupons via email which you can use in either the month or week of your birthday. Often these are good for free sandwiches, desserts, and more. A few restaurants with birthday clubs are Subway, Benihana, and Captain D's.
To take this strategy to the next level, start a journal, noting every time you get something for free, and how much money you saved. Each time your total reaches $100, make a deposit or payment to whatever area of your finances needs the most help. Tackle credit card debt first, then look to your emergency fund balance or your kids' college savings program. Getting stuff for free is great, but using that extra money to its best benefit is even better.
What products or services do you know of that you can get for free?

Popular posts from this blog

Best Webcam Modeling Websites Where You Can Make Money 2018

So you want to be a webcam model, huh? Maybe you are not sure and just want to find out more information. Either way, you have come to the right blog! This post will tell you how you can become an online webcam model, making cash amounts that many only dream about. Yes, you can make some SERIOUS cash with webcam modeling, but we will get into that soon.

I. What is webcam modeling
II. Why you should be a webcam model
III. Requirements
IV. Pay
V. Studios and cam sites
VI. The decision

I. What is webcam modeling
Webcam modeling is basically the online version of video pornography, except for the fact that people are watching what you do LIVE. The typical webcam performer will dress herself up in sexy clothing, put on some pretty makeup, sit down and talk with a few potential customers, then when she is taken into private, she will perform sexual acts for the customer. That's where the term webcam actress comes from. During private chat, the performer will do as the customer reque…

Phone Apps That Can Help You Make Money with top webcam modeling website

Earn Money From Blogging

Remember when phones were a convenient way to talk with friends and family from your home? If you’re not that old, maybe you can recall when you used your cell phone just to talk to people from any place you happened to have service. No? Well, it really doesn’t matter; if you’re like most people (but not all), you use your smart phone for everything from time management, to navigation, to entertainment. Wouldn’t it be nice if you could use it to make a few extra bucks? Here’s a list of apps that can help you do just that.

Field Agent

This popular app utilizes crowdsourcing to gather data for businesses who register as clients. The “agents” use their phones to provide photos, scan barcodes, verify locations, complete surveys, mystery shop, and perform other useful services. Agents generally earn from $3 to $12 per job and funds can be withdrawn from the agent’s account directly to PayPal. Unfortunately, this app appears to be available only for iPhone, iPad and…

How one of the world's biggest investors is navigating this market

Talk about the land of confusion. The VIX is at eight-year lows, despite a slew of geopolitical concerns. Stocks are at record highs. Spanish debt yields less than Treasurys.
How, then, is one of the world's biggest investors navigating this market?
Dan Morris is global investment strategist at TIAA-CREF, the asset management company with $569 billion in assets under management, sat down with Talking Numbers for an exclusive interview.

The Low VIX

"A very low reading on the VIX is kind of reflecting on the relatively benign environment for equities generally," Morris said. "We think it's too low, just if you look at the historical numbers. It's going to go up but not in a way that we see as really threatening at all."

Also Read: What Lies In Your Debt?Credit Repair Magic Tools

"Even if the VIX does go up [and] even if we do get some type of correction," added Morris, "the market has been a bit too smooth. If you look at the lo…